Insurance - Car crashes
Compulsory motor injury insurance
The cost of compulsory motor injury insurance is set by the government and is paid as part of your car licence registration fee. This insurance provides cover for personal injuries you may cause to others in a motor vehicle crash anywhere in Australia. It also provides cover for catastrophic injuries you or any other person sustain in a motor vehicle crash in WA where either you are the driver at fault or you are unable to prove the fault of another driver.
Third party property insurance
Third party property insurance covers you for damage caused to other people's cars and property, such as fences or homes, but will not cover damage to your own car.
Third party, fire and theft
Third party, fire and theft policies cover you for damage you cause to other people's cars and property, and for costs resulting from theft or fire damage to your car.
Comprehensive car insurance
Comprehensive car insurance:
- covers you for damage to both your own car and other people's cars or property
- gives you the most cover and is usually the most expensive.
Check what the policy covers before you take it out. Different policies and insurers may have different rules about covering costs such as towing, medical expenses, and hire cars.