Other ways to try and avoid court - Mortgage stress
If your lender has not agreed to a hardship variation, and you have been unsuccessful going through the Australian Financial Complaints Authority (AFCA), you may be able to keep trying to negotiate with your lender before they start legal action.
However, if you are not going to ever be able to meet the repayments on the loan, it might be better to try to negotiate for a hardship variation to give you time to sell, rather than asking for a variation that isn't realistic in the long term or trying to stall the bank from taking action.
You need to be realistic about your long term financial position, consider all options and decide what is suitable (or not suitable) for you..
If you are impacted by the regional court closures between 1 June and 28 August and you don’t think you can attend court in person, it’s important to let the court know.
Your lawyer or Legal Aid WA can help you do this.
Contact your local Legal Aid WA office or the Legal Aid WA Infoline for advice and help.
Disclaimer
The information displayed on this page is provided for information purposes only and does not constitute legal advice. If you have a legal problem, you should
see a lawyer. Legal Aid Western Australia aims to provide information that is accurate, however does not accept responsibility for any errors or omissions in the
information provided on this page or incorporated into it by reference.
