Recovering costs without using insurance - Car crashes
Sending a letter of demand
You can try to recover the cost of repairs from the other driver for the damage to your car. To do this, send the driver or their insurance company a letter of demand, asking them to pay for the cost of repairs, towing and storage.
You should get legal advice about who is at fault before finalising the total amount of your claim and sending a letter of demand.
Reaching an agreement
It is best to try and reach an agreement without going to court.
If you reach an agreement with the other driver you may be asked to sign a settlement agreement. This document releases the other driver from further responsibility in relation to the property damage. You should get legal advice before signing a settlement agreement.
If the other driver refuses:
- to pay, or
- to make arrangements to pay,
you may need to start a claim in the Magistrates Court.
Always get legal advice before starting court proceedings.
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